For Buyers

Payment holidays are useful in various life situations: when income changes, new financial obligations arise, a relocation happens, or time is needed to adapt.

This tool helps maintain balance and allocate resources properly, without giving up plans to purchase real estate.

For those who view housing as an investment, this is also a useful option. The pause allows you to focus on preparing the property, planning next steps, and flexible capital management.

The option applies to all types of the developer’s properties. This is not a bank’s “credit holiday” but a service from the developer that provides added flexibility and allows the payment schedule to be adapted to life circumstances.

For example, if a client pays UAH 50,000 per month and takes a three-month pause, the deferred amount will total UAH 150,000.

If fifteen payments remain after the holiday, UAH 10,000 will be added to each of them, and the new monthly payment will be UAH 60,000 until the schedule is completed.

The same logic applies to a quarterly schedule: the missed quarterly payment is spread across all subsequent payments, without changing the final date.

This service is convenient for virtually all investors who have purchased property from us and are now redirecting their investment or housing plans, as well as for sellers looking for the most convenient way to sell without additional risks.

The option is available for all of the company’s properties and allows for a transparent resale process.

Selling real estate often requires significant time: finding and screening buyers, organizing viewings, negotiations, legal formalities.

We take these processes on ourselves — we run advertising promotion, handle all incoming inquiries, organize viewings, and provide full legal support for the deal. This approach lets the client save time and go through the sales process as comfortably and predictably as possible.

All additional costs — taxes and notary fees — are paid by the client. The sale price is set by the company according to market conditions and agreed upon with the client.

The option suits all property buyers who want additional confidence in construction completion timelines and want to protect themselves from possible costs in case of delay.

It will be useful both for those planning to move and currently renting, and for investors who want to minimize financial risks while waiting for the property to be ready.

Delay compensation applies to the following residential complexes:

Lviv: Big Ben, Father, Hyde Park

Kyiv: Sister, Brother, Maxima Residence, Nordica Residence (Phase 3)

Compensation applies only to agreements concluded for these complexes and does not extend to previously launched or already completed projects.

Compensation payments begin if the handover delay exceeds 6 months, and continue until the client is granted access to renovate their unit, or until the building is commissioned.

The compensation amount is determined based on the “Quarterly Real Estate Market Report by LUN,” published on lun.ua, or by another method agreed upon by the parties.

When signing the purchase agreement, the client is issued a Letter of Guarantee; once the time for payment arrives, an additional agreement is signed with the client specifying the monthly compensation amount and the payment procedure.

This approach creates additional confidence and reliably protects the client’s interests.

This option suits those who want to move to a larger unit without unnecessary complications. It lets you increase your living space at a convenient time, without spending time on extra procedures.

So the exchange option is relevant in various life situations — when the need for extra rooms arises, lifestyle changes, comfort requirements grow, or the desire for a different layout appears. This format gives the buyer more flexibility and lets them adapt their home to new needs without lengthy searches or extra expenses.

It is also a convenient tool for those who view real estate as an investment: exchanging a unit allows quickly adjusting decisions and choosing optimal options without additional financial losses.

All square meters paid for earlier keep their original price — only the area difference is calculated, at the current price at the time of the deal. The exchange takes place within the same residential complex – an apartment is exchanged for a larger apartment or unit, a unit – for a unit.

To do this, the client should contact us with a request to exchange the property for a larger one. We will recalculate the total cost and explain all the details.

The property exchange service can be used before the building is commissioned.

The option is arranged through amendments to the agreement or by signing a new one, taking into account the new area and financial terms.

RIEL’s trade-in service will be useful for those seeking to improve their living or business conditions, change format or location, and want to do it quickly – without pauses, extra steps, drawn-out decisions, or complicated procedures.

Within the program, an investor may sell any of their real estate, including apartments, units, commercial premises, or parking spaces. The program applies to real estate only, i.e. it does not cover land plots, vehicles, and the like. The property may be registered either to the investor themselves or to a first-degree relative.

To arrange a trade-in, the client submits an application specifying the property, its address, area, and estimated sale price, along with title documents.

The key advantage of the service is that the client doesn’t need to wait for their property sale to be completed in order to choose new real estate. Prices may change during the wait, and the needed layouts or available units may no longer be free. That’s why we offer to lock in the chosen property at the current price while organizing the sale of the previous one in parallel.

Within the service, the client can choose whichever sale format is convenient for the previous property. They can handle the sale themselves or use our assistance. If a person is selling real estate previously purchased from RIEL, its resale can be handled by our sales department. If the property was not purchased from RIEL, we hand it over to trusted partner real estate agencies. In any case, the seller decides the sale format themselves, and we provide support and coordination of the process as needed.

The trade-in financial model involves signing a standard agreement that sets the following payment schedule: for six months, the payment is a fixed amount – one thousand US dollars per month. In the seventh month after signing the agreement, the client either pays the remaining balance of the property once the sale is completed, or switches to another payment schedule according to the standard terms of the specific project. The agreement itself is not canceled – only the financial model changes.

This format lets you secure your chosen property and keep the current purchase terms while your previous property is being sold.